Our Services
Providing credit risk management guidance for credit unions looking to establish, manage or grow their Member Business Loan (MBL) portfolio.
Establish Your MBL Program
Build It Right.
Are you looking to establish an MBL Program and unsure where to start?
We provide extensive expertise in designing, implementing, and overseeing credit risk frameworks, lending policies, and regulatory compliance programs that strengthen portfolio quality and align with institutional risk appetite.
With your MBL program established on a firm foundation, you will be able to meet the business needs of your Members now and for years to come.
Manage Your MBL Portfolio
Protect What You’ve Built.
Are you concerned about the risk in your MBL portfolio in our changing economic environment?
We offer over four decades of experience conducting independent loan reviews, credit due diligence, and asset quality evaluations to ensure sound lending practices and support M&A and regulatory examinations.
You will be able to sleep at night knowing that you are building a sound MBL portfolio that can withstand the storms of the business life cycle.
Grow Your MBL Portfolio
Expand with Confidence.
Are you looking to grow your MBL portfolio without increasing the risk of losses?
With over 40 years of experience leading end-to-end lending operations, including underwriting, portfolio management, and business development for small business and real estate loans, we have the proven ability to deliver trusted, time-tested principles that balance the risks and rewards of a growing loan portfolio.
With a well-balanced MBL portfolio, you will be able to manage your credit risk without inhibiting growth.
The Six48 Consulting Process
Six48 Consulting provides experienced guidance that helps credit unions make informed decisions, strengthen their commercial lending programs, and build lasting success.
Discover—Understanding before advising. We begin by understanding your institution, your goals, and your unique circumstances.
Assess—Facts before assumptions. We objectively evaluate where you are today, so recommendations are grounded in evidence rather than opinion.
Recommend—Wisdom before action. We develop practical, prioritized recommendations that align with your strategy, risk appetite, and long-term objectives.
Implement—Execution with purpose. Whether we guide your team directly or help coordinate trusted third-party providers, we ensure that sound decisions become measurable results.
Support—Partnership for the journey. As your institution evolves, we remain a trusted advisor to help you navigate new opportunities and challenges with confidence.
Other firms sell consulting services. Six48 Consulting provides trusted, independent judgment and discernment. Everything we do is focused on helping our clients build success on a firm foundation.